RESOURCES and TOOLS... Last Updated 10/10/2009
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FINANCIAL TOOLS
Quicken Online www.quickenonline.comA helpful website for all - Track your spending and debt in one location for FREE. Interacts dynamically with all of your financial institutions (banks and credit card accounts) to streamline transactions and balances into one centralized accounting book for ongoing monitoring, expense control, and analysis.
Help With My Credit www.helpwithmycredit.orgA consortium of banks have come together to help their clients - Check out their HELP WITH MY CREDIT for further analysis and possible solutions to address your credit card balances, including lowering APR rates under a credit management program designed to responsibly pay off card balances in 3-5 years, and removing late charges and other fees.
Paying to Many Credit Card Bills? http://www.ChristianDebtConsolidators.net/google/index.html Christian Debt Consolidators consolidates your debts without the need for a loan. All of your outstanding bills can be consolidated into one, low monthly payment that will be catered to fit your budget. Your monthly payments can be reduced up to 60%. One of the best things is that most creditors usually reduce your interest rate to as little as 6%-9%. In most cases, the creditor will bring your account current and waive penalties and late fees. Since you will be making on-time monthly payments, the program will not hurt your credit rating. And, if your credit rating is already good, it will stay good. But, if it is not, this program will help to rebuild your credit so you will no longer be considered a risk, but a good paying customer. A true win-win situation!
VOLUNTEERING
Ten Reasons to Volunteer - Help Out NJ! http://www.state.nj.us/helpoutnj/reasons.html
If you've never been involved in community service before, volunteering may be a good place to start. Want to improve your computer knowledge? Well, you could get "free" on-the-job training by volunteering at a local church office or animal shelter. Have you been out of the workforce raising children? Volunteering may be a painless way for you to get back into the routine of working before taking the plunge into a paid position.
And if you're looking for a career change, volunteering is a networker's dream. You can meet people who may offer opportunities you've never thought of... You can sample different workplaces and see how you like various fields. Your volunteering will definitely help others and may also help you. And, it's a great way to keep moving.
I'm Ready to Reach Out and be a Volunteer... Sign Me Up!
http://www.state.nj.us/helpoutnj/volunteer.htmlEMPLOYMENT RESOURCES
It may sound strange and uncoventional... But, Craigs List is quickly becoming the fasting growing "out of the box" way to link potential employees and workers with employers - From labor intensive jobs like construction and landscaping to office jobs in finance and banking - and everything else in between, including freelance and intern work! www.craigslist.com Resume writing, Job Seekers, Employment & Career Information The Rutherford Public Library www.RutherfordLibrary.org
Lost Your Job? How do you pay your bills now? www.ask.com Type in: "lost job bills to pay" and click on "Six immediate steps to take when you lost your job"
Employers: Why Not Post Available Job Positions at St. Mary?
"JOBS! - Each day, The Church of St. Mary receives telephone calls asking if we know of anyone hiring? Or, have we heard of any available jobs? If your company is looking for help, would you give us a call? We would like to post available positions for those struggling during these difficult economic times. Please call the parish office at (201) 438-2200 should you have any information that would be useful to those without jobs." SOURCE: Weekly Bulletin 07/12/09
Career Counseling New Jersey http://new-jersey.uscity.net/Career/Counseling (copy and paste the above link into your browser) "Other" Tools & Resources to be updated as they become available - Suggestions welcome...
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